Taking the Steps to Buy a Home

Taking the First Steps to Buy a Home -

Buying your first or next home should feel exciting — not overwhelming. My goal is to make sure that from day one, you feel confident, clear, and fully supported. Here’s how we take the first steps together:

1. We Start with a Game Plan Before you ever start house hunting, I’ll help you get a full understanding of your financial picture. We’ll walk through your income, savings, and expenses, and together, we'll create a custom strategy that fits your goals — no guessing, no confusion.

2. Preparing for Your Down Payment Whether you’re putting down 20% or the minimum required, I’ll break down your options and help you plan ahead. I'll also show you how different down payment choices impact your monthly payment and overall investment.

3. Get Pre-Approved the Right Way Pre-approval is your ticket to shop with confidence. My process makes it fast, simple, and thorough — giving you and your realtor real clarity on what you can afford. Plus, it positions you as a serious buyer when it’s time to make an offer.

4. Market Insight, Feel Empowered I provide the tools and insights you need to understand the market you're buying into — from typical home prices to how different neighborhoods might affect your lifestyle and investment. No surprises — just informed decisions.

5. Professional Support, Every Step of the Way With me as your guide, you’re never navigating the process alone. I’ll work hand-in-hand with your real estate agent, answer your questions, and make sure you feel confident from first showing to final signature.

6. Underwriting and Processing Once you find the right home, I’ll coordinate the appraisal, order title-work, prepare your file for Underwriting, and keep everything moving smoothly toward closing day — so you stay focused on your excitement, not the paperwork.

7. Closing with Confidence When it’s time to close, you’ll already know exactly what to expect. I’ll walk you through the final numbers, explain the documents, and celebrate with you as you get the keys to your new home!

The truth is, buying a home doesn't have to be stressful. When you have the right coach, a winning strategy, and a clear game plan, the entire process becomes simple, smooth, and even fun.

If you’re thinking about taking the first step toward homeownership, let’s connect. Together, we’ll build your winning playbook and get you across the finish line with confidence!

JT Greene Lending — The Home Court Advantage Let’s Win Together.